The stress of money matters often spills over into your everyday life, causing headache and worries. We're here to help you get the money you need whenever you need it. So how do we do that? Our job is to match you to lenders who will be able to lend you the money that you need to borrow. We can connect you to lenders who are willing to loan up to $5,000 over a period of up to two years. These loans are known as installment loans. You don't have to borrow a large amount of money. Loans start at just $100, so if you just need a couple of hundred dollars to see you through until next month, we've got you covered!
• It's quick and easy!
Forget about making lengthy appointments at the bank – you can submit a request form from the comfort of your home. All you need is your personal information and an internet connection!
• What's the criteria for installment loans then?
You need to be at least 18 years of age. You will also need to have a valid bank account and a source of income. The lender will want to know how you are paying back the money, which is why it's important to prove that you are earning money from somewhere.
• Bad credit? No problem!
Contrary to popular belief, having bad credit doesn't automatically disqualify you from getting a short or long-term loan. It certainly doesn't mean that you can't apply for one either, since people with good and bad credit can submit a form for loans on our website. That doesn't mean that you won't have any credit checks whatsoever carried out during your application process. The lender may carry out a background check to see what your financial history is like, but even if you have poor credit, they may still decide that you can borrow the money you need.
• But there's more..
Did you know that there is no collateral needed to take out an installment loan? You don't have to worry about losing your car, home or other property if you cannot pay back the loan on time or you miss one of the payments. Security is one of our top priorities! When you submit your personal information, we make sure it is secure and safe before passing it on to the lender. Our customers don't need to worry about their personal details getting lost along the way.
• A quick and easy online request form
The first step is to fill out our online request form with the details required. This includes your name and address, bank details and date of birth. We'll also ask you about your employment or the source of income that you're getting at the moment. We'll then screen your application and pass on your details to a lender, as long as everything fits the necessary criteria.
• So what's the next step?
We'll pass on your details to the lender, who will then contact you to get some more information. At this point, you might be asked to send over some documents to prove your date of birth or bank account details, so if you have these saved onto your devices already, there will be no faxing required. Once you've submitted everything directly to the lender too, they will let you know exactly how much they are prepared to lend you. You might not be offered the full amount that you have applied for, but you'll know at this stage what you are allowed to borrow. If you're not happy with the offer you've received from the lender, you don't have to go ahead and take out the loan. You can change your mind at this point and there won't be any charges or fees.
What do I need to have to get an installment loan?
– You don’t have to wait around in long queues like you would at the bank. – You can fill out our easy online request form at a time and in a place which suits you, not during the bank’s opening hours or when a loan shop is open for business. Whether you want to […]
August 14, 2017
So how can I get a loan?
The first step is to fill out the online request form on vumloans website. You should be prepared to submit details such as your full name and address, bank details and employment status. The lender may also ask you for extra details and documents once your information has been passed on. We won’t sell your […]
August 14, 2017
What You Get
Let’s imagine a scenario in which you desperately need extra money in your bank account. Maybe you need to put a deposit down on a car or important kitchen appliance, or perhaps you want to book a great vacation deal before it runs out. Installment loans are generally up to $5000, so you can request […]
July 14, 2017